雅思寫作 3-4月機考預測 大作文新題：財商低

講題目之前，先給各位讀者老爺們(men) 囉嗦一句：我發的筆記，大家別隻收藏起來吃灰喲，要真正積累和準備。隻要你都看了，機考老爺遇到原題的概率真的很大的。

圖二是一個(ge) 視頻的留言截圖，視頻講的很幹貨 這位老爺順利分手雅思。總之，各位老爺記得看筆記和發文哈???廢話完畢，上今天的題目????

這個(ge) 題目較新，總頻率不高，21年時考過。 最近又出來作妖了。

建議機考老爺們(men) 重點看一下

例文cr ietsfever。下麵看兩(liang) 個(ge) 例文。

例文一： It is true that many school leavers do not have the capability to manage their finance. There are many reasons for this issue, and education providers and parents can take steps to address this problem.

如今，在高中畢業(ye) 生中有一個(ge) 普遍的問題，即學生離開學校時沒有任何個(ge) 人理財知識或技能。這篇文章將概述這一趨勢的一些原因，以及一些可能的解決(jue) 方案來幫助解決(jue) 這個(ge) 問題。

There are various reasons that can cause young people to not know how to manage their money. The main reason is that most schools do not offer financial courses to students. For example, I never learned anything about how to look after my financial situation when I was in school. Furthermore, many parents nowadays are stopping teaching their children about financial knowledge because many of them prioritised other subjects, such as math, English and science. As a result, personal financial management, an essential skill, gets left out.

有各種各樣的原因可以導致年輕人不知道如何管理他們(men) 的錢。主要原因是大多數學校不為(wei) 學生開設金融課程。例如，我在學校的時候從(cong) 來沒有學過如何照顧我的財務狀況。此外，如今許多家長不再向孩子傳(chuan) 授金融知識，因為(wei) 他們(men) 中的許多人把數學、英語和科學等其他學科放在首位。結果，個(ge) 人財務管理這一基本技能被忽略了。

There are certainly some measures that can be taken to solve the issue. Most importantly, primary schools should make financial classes mandatory for every student. Moreover, students need to pass the financial classes to graduate. By doing this, every student will have some fundamental knowledge about money and how to manage it. On the other hand, parents also play a very important role in educating young people about financial management skills. Parents should encourage young people to practice managing money. For example, parents can open bank accounts for their children and let them run accounts by themselves.

當然，可以采取一些措施來解決(jue) 這個(ge) 問題。最重要的是，小學應該讓每個(ge) 學生都必須學習(xi) 金融課程。此外，學生需要通過金融課程才能畢業(ye) 。通過這樣做，每個(ge) 學生都會(hui) 有一些關(guan) 於(yu) 金錢和如何管理它的基本知識。另一方麵，父母在教育年輕人理財技能方麵也扮演著非常重要的角色。父母應該鼓勵年輕人練習(xi) 理財。例如，父母可以為(wei) 孩子開設銀行賬戶，讓他們(men) 自己管理賬戶。

In conclusion, young people do not know how to manage money because school and parents do not teach them. In order to solve this question, it requires effect from both school and parents.

總之，年輕人不知道如何管理金錢，因為(wei) 學校和父母沒有教他們(men) 。為(wei) 了解決(jue) 這個(ge) 問題，需要學校和家長的共同努力。

例文二： There is a common problem among high school graduates these days where students are leaving school without any knowledge or skill in personal money management. This essay will outline a number of reasons for this trend and a number of possible solutions to help tackle the issue.

如今，在高中畢業(ye) 生中有一個(ge) 普遍的問題，即學生離開學校時沒有任何個(ge) 人理財知識或技能。這篇文章將概述這一趨勢的一些原因，以及一些可能的解決(jue) 方案來幫助解決(jue) 這個(ge) 問題。

Firstly, one of the main causes of this problem is that the majority of high school students live with their parents and are completely financially dependent upon them. Most students do not need to work to earn money while at high school, as their parents pay for all their needs, and therefore do not gain any understanding of earning and saving money. Usually, the only money that students receive is from their parents and this is typically in the form of pocket-money, which is given with the intent of it being spent. Therefore, young people only really learn how to spend money, and not how to earn, save or manage it wisely.

首先，造成這個(ge) 問題的一個(ge) 主要原因是大多數高中生和父母住在一起，在經濟上完全依賴父母。大多數學生在高中時不需要工作賺錢，因為(wei) 他們(men) 的父母支付他們(men) 所有的需求，因此對掙錢和存錢的現實沒有任何了解。通常情況下，學生從(cong) 父母那裏得到的唯一的錢，通常是以零花錢的形式，這些錢是為(wei) 了花出去而給的。因此，年輕人真正學會(hui) 的隻是如何花錢，而不是如何賺錢、存錢或明智地管理錢。

However, there are a number of viable solutions to help students deal with this problem. Firstly, basic money management skills could be included as a compulsory subject for students in their high school years, which would help equip them with the knowledge and skills to manage their own personal finances when they leave school, move out of home and enter employment. The second possible step that could be taken to help curb this problem is through education at home. Parents need to take responsibility to make sure that their children are adequately educated in such matters to ensure their children maintain a successful and independent financial situation after graduating and leaving home.

然而，有一些可行的解決(jue) 方案來幫助學生處理這個(ge) 問題。首先，基本的金錢管理技能可以作為(wei) 學生在高中的必修科目，這將幫助他們(men) 在離開學校、離開家和就業(ye) 時掌握管理自己個(ge) 人財務的知識和技能。遏製這一問題的第二步可能是通過家庭教育。父母需要承擔起責任，確保他們(men) 的孩子在這方麵接受了充分的教育，以確保他們(men) 的孩子在畢業(ye) 和離開家後保持成功和獨立的財務狀況。

In conclusion, although money management is a problem for a lot of school leavers, there are a number of viable solutions to counteract this problem.

綜上所述，雖然金錢管理對許多畢業(ye) 生來說是一個(ge) 問題，但有一些可行的解決(jue) 方案可以解決(jue) 這個(ge) 問題。