2025.1.8托福寫作範文+分析| 開年第一題是關於現金減少的好壞

綜合寫(xie) 作回憶

關(guan) 於(yu) 遠洋船隻的西北航線。

學術寫(xie) 作分析

Doctor Diaz

We are discussing recent trends in consumer behavior. One trend is a decrease in the use of cash money. Consumers don't use physical money to pay for things as much as they used to. Online shopping has a big impact on this. But even when shopping in person, more people are using credit cards, cash cards, and phones apps to make purchases. So do you think the decrease in using cash is positive or negative? Why?

Andrew

I think it's great. l avoid using physical money. The main reason is that l don't want to carry around a wallet stuffed with paper bills and coins. l carry my mobiles phones with me anyway, so why carry two things when l only need one? Using my phones to pay for things in the storeis a huge convenience.

Claire

I think it's negative. it's easier to keep track of your spending when you use cash. When paying with cards or phones apps, it's easy to ignore how much you spend and go over your budget. But with physical money, you are more aware of your spending, and if you run out of cash, you can't spend any more!

審題分析

1. 這題重複了23年9月24日的考題。當天老師就第一時間出了考題分析，今天再次分享給大家。

2. 現金的減少，是很多原因造成的：比如國外習(xi) 慣使用信用卡，我國喜歡手機網絡wechat, Alipay ….

3.可行的思路：

--現金使用的減少的好處：

① 給人們(men) 帶來了方便。因為(wei) 現在人們(men) 可以使用信用卡(外國人使用多), 手機支付，甚至還可以通過麵部識別來支付，所以人們(men) 就不用帶錢包，隻需要帶卡或者手機。甚至這些都不需要帶，可以刷臉。想要買(mai) 東(dong) 西，購物就直接出門去買(mai) 。Besides, 也不用擔心沒有零錢無法支付的尷尬情況。比如，有時候乘坐公交，地鐵，需要1.2塊買(mai) 票，但自己隻有10多塊。隻能跟旁邊的好心的陌生人換錢。但是如果可以刷卡，就沒有這些麻煩事了。

② 給人們(men) 帶來了安全。如果帶現金錢包的話，很容易被偷。尤其是在國外旅遊的時候，一般帶的現金比較多，就非常容易成為(wei) 成為(wei) 小偷的目標，很不安全。但是如果用手機支付等，即便是被偷，小偷不知道密碼也無法進行轉賬，所以被偷的幾率大大減少。就非常安全。

現金使用少的壞處：

1. 給人們(men) 造成了不方便。有些地方隻收現金。（國外這種情況很多）

2. 導致花錢多。因為(wei) 沒有不用cash, 錢就變成了數字，自己很容易就隨便花出去了。

👩🏻‍🏫：這道題思路不難，主要還是其中很多生活化表達，需要同學們(men) 注意。

參考範文:

I wholeheartedly agree with Andrew's argument that the decreasing use of cash has positive implications for society.Primarily,the convenience factor cannot be overstated.Nowadays, more and more retail outlets, shopping malls, and organizations are transitioning tonon-cash payment methods, such as credit cards, online payments, and even facial recognition technology.As a result, people cango shopping, dine out, or attend eventswithout the burden of carrying cash. All they need is a single credit card or just their smartphones. In some instances, even these are unnecessary as facial recognition payment systems are becoming increasingly popular.

Furthermore, moving away from cash transactions eliminates the minor yet frustrating problem of needingexact change.We've all faced situations where we're rushing to catch public transportation, only to realize we don't have the correct change for a ticket. This inconvenience often leaves us relying on the kindness of strangers forloose change(零錢).With digital payments, however, such concerns are a thing of the past. A few taps on a smartphones screen, and the fare is paid effortlessly.

In conclusion, the decline in cash usage, attributed to the rise of more convenient alternatives, offer clear benefits for people in their everyday lives.